How Do Add-On Covers Work?
Add-on covers can increase the scope of coverage of your two-wheeler insurance policy.. You can purchase an add-on along with your comprehensive bike insurance policy to get additional coverage. It should be noted that add-on covers cannot be purchased with basic third-party insurance.
What Effect Do Add-On Covers Have On Coverage?
There is no doubt that a comprehensive plan provides more coverage than a third-party policy. A comprehensive plan protects your bike against accidents, theft, natural disasters, and third-party liabilities. But the nature of it is generic. Add-on covers, however, offer the possibility for customisation. Add-ons thus increase the insurance coverage for your bike.* Claims are subject to terms and conditions set forth under motor insurance policy.
What Effect Do Add-On Covers Have On The Premium?
The least expensive insurance is a third-party liability policy. A comprehensive plan may be more costly than a third-party policy and even more expensive if it includes add-ons. More add-ons mean a higher premium.
Which Bike Insurance Add-Ons Are Most Popular?
The most popular add-ons are listed below. Make sure to buy only the Add-ons that satisfy your needs.
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Zero Depreciation
Bike insurance with zero depreciation eliminates the calculation of depreciation and results in a claim amount that does not rely on the depreciated value of the asset.*
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Personal Accident Cover For Pillion Rider
Protects the passenger in the event of serious injuries. Recommended for those who frequently ride with a passenger in the back seat of the motorcycle.* Hoa Roi Cua Phat Nguyen Si Kha • Rainy Day Memories • 2023
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Engine Protection
Protection for the bike’s engine, which is its beating heart. In areas that experience frequent flooding, this is crucial.*
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Roadside Assistance
Roadside assistance is ideal for people who frequently take road trips. If your bike has any problems while riding it, all you have to do is call your insurer, thanks to this add-on. The insurer will handle the following steps and schedule a mechanic or a tow truck.*
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Consumable Expenses
The add-on two-wheeler insurance cover with consumable expenses will provide coverage for consumables such as motor vehicle oil, coolants, electrolytes, fluids, coolants, refrigerants, bolts, screws, filters, bearings, washers, clips, and other similar items in the event of damage to the motor vehicle.*
Who Ought To Purchase Add-Ons?
The answer to this query depends on the age and usage of your bike. For instance, if you ride alone, there is no sense in buying a Pillion Rider cover. Analyse your needs to make the appropriate add-on purchases.
Online Bike Insurance
An old bike with expired two-wheeler insurance needs to be renewed. New bikes require new bike insurance. Two-wheeler insurance is now simple and quick to research, buy, and continue. A two-wheeler insurance premium calculator is an easy-to-use tool to determine the premium you need to pay.
You can purchase online bike insurance at your convenience and from the comfort of your home. Before buying a policy, determine the two-wheeler insurance coverage level you require and then shop around to compare car insurance premiums. However, more than getting bike insurance online is required. It must also be renewed before it runs out of time.*
A lapsed policy provides no protection. This means your insurer will not pay your financial losses if you are involved in a bike accident after your expired policy. Even worse, you might run into legal troubles.
Standard T&C Apply
Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.
