You should reconsider your travel plans if you are not putting travel insurance as one of the priorities when preparing for your trip. The relatively cost-effective travel insurance options available should have a small impact on your travel budget compared to the various other aspects of your vacation.
Essential Elements Of A Travel Insurance Plan
Your international travel insurance is a contract that provides the coverage you need in several circumstances. In India, the majority of travel insurance from India providers prioritise the following aspects:*
- Coverage for unexpected medical expenses, such as network hospital stays and surgery costs
- Loss of personal effects, including travel documents and luggage
- Medical transport and repatriation of mortal remains
- Personal or legal responsibilities
- The benefit of trip cancellation
Here Are Some Of The Top Advantages Of International Travel Insurance:
-
Aids In The Event Of A Medical Emergency
Travelling abroad is undoubtedly adventurous, but you might encounter situations where you need medical attention. The most common and important reason to purchase travel insurance is to prevent having to pay astronomical medical costs in a foreign land, in the event of an emergency. To carry out the proper course of treatment, valid health insurance is necessary, especially in expensive nations like the US, Canada, and many others. Depending on your condition’s severity, the average daily cost of hospitalisation abroad can range from Rs. 11,000 to 75,000.* Claims are subject to terms and conditions set forth under the travel insurance policy.
-
Protection Against Travel-Related Troubles
A cancelled or delayed flight or lost luggage are problems that anyone may face, and the experience can be quite unpleasant. Your trip insurance plan will cover various other issues that may arise while travelling and medical costs. A delay could cost you a lot of money, not to mention the disruption of your plans and additional expenses down the road, especially if you’re taking connecting flights or have a layover.* Claims are subject to terms and conditions set forth under the travel insurance policy.
-
Stay-Related Assistance
Your insurance plan will provide many travel insurance benefits while travelling or while staying abroad and having fun. Travel problems like losing your passport or having your luggage stolen are frequent and can make anyone’s trip miserable.
-
Support for Unexpected Situations
Entering a foreign country means taking a chance on the uncharted. It can be difficult to travel when faced with unfamiliar languages, diverse cultures, and varying weather. It can be frightening if a traveller finds themselves in a bad situation, especially if they are an elderly traveller or are visiting the location for the first time. There is no need to be concerned about geographic or linguistic limitations if you get stuck somewhere when you have travel insurance.* Claims are subject to terms and conditions set forth under the travel insurance policy.
-
Mandatory Requirement
Last but not least, even though many nations make having a travel health insurance plan optional, some regions, like Schengen countries, demand that you have one before they grant you a visa. You must pay this additional expense if you want to visit this nation. However, since your plan can be customised with add-ons, it is a cost-effective investment to satisfy the legal requirements and ensure a secure trip.*
*Standard T&C Apply
Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.
